Livelihood Projects

The Livelihood project aims to improve the socio-economic conditions in disadvantaged communities in the Philippines by encouraging the establishment of small-scale or alternative income-generating activities, while fostering the concept of self-help.

Assistance for Livelihood project may be through the following:
1. Grant of capital fund or capitalization to a specified beneficiary.
2. Donation of equipment or resources needed to start or sustain livelihood projects or to improve productivity and income.
3. Provision of low-interest bearing loans to registered cooperatives and organizations. Repayment schemes for the loans would be arranged in cooperation with a local bank.

Donations may be directed to local communities and barangays, non-government organizations and cooperatives. Donors may also provide support to existing community livelihood program initiatives of local government sectors.



1. An interested donor organization may identify a specific livelihood project to fund. If the donor does not know of any existing livelihood projects for funding, they can identify a municipality / province / non-government organization / cooperative as beneficiary. CFO will coordinate with the identified beneficiary to find out possible projects. The donor may also opt to choose among the existing livelihood project proposals submitted to CFO.

2. Upon receipt of the livelihood project proposal, CFO will coordinate with the local / provincial government / non-government organization / cooperative that will also serve as the fund manager of the livelihood project.

3. CFO will send the proposal to the donors for evaluation. Donors decide on the amount to be provided in consideration of the amount requested.

4. A Memorandum of Agreement is prepared by CFO, defining the responsibilities of the parties involved (donor, beneficiaries, CFO, local/provincial government involved) and the repayment scheme, if necessary. Sponsorship of livelihood projects can be a grant or as a soft loan payable within 4 or 5 years with a 5% interest per annum.

5. The draft MOA is sent to parties concerned for approval and signature. Amendments, if any, are introduced. Copy for signature is circulated among the parties concerned.

6. The donor sends to CFO the signed MOA and remits the funds through the CFO or the existing bank account of the beneficiary. If the funds were sent through CFO, the CFO will turn over the amount to the fund manager/beneficiary of the project.

7. The fund manager/beneficiary will be responsible for ensuring that funds will be used according to the stipulations of the agreement. He / she will submit periodic reports on the purchases and the status of the project fund to the donor through CFO.

8. CFO monitors the livelihood project and prepares regular monitoring reports to the donor.

9. CFO and representatives of the donors visit the livelihood project site for inspection.